Abbey Finance

If you look on the web and try to estimate the number of people in the United Kingdom who have a poor credit rating, or as it is sometimes referred to impaired credit, you will struggle to find an answer. A common figure used is 1 in 4 people will have some form of credit problems. So what is a credit problem: - County Court Judgments (C.C.J's), Defaults, missed payments on Credit Cards or Store Cards, even missed payments on your Mortgage may result in some form of adverse credit being registered against you.

But it is not only people with adverse credit that may struggle to find a Mortgage or Re-Mortgage, there are also those who are Self-Employed with or without accounts, those people who have never sought any form of credit and therefore have a very Low Credit Score and First Time Buyers who struggle to get onto the housing ladder, as the standard income multiples used by many of the Lenders do not permit them to achieve the purchase price of the property. Even though they are paying £100's of pounds in rent.

So what are the answers?????

If we could change the way that Lenders look at people and their credit rating then not only would we be a very successful company but we would also have changed the entire Lending Concept and Criteria and rewritten the Rule Book – which is something that we can not do.

However, there is help and their are Lenders who are willing to listen and willing to help people with Adverse Credit, Mortgage problems or need a helping hand onto the Housing Ladder.

Abbey Finance, a Mortgage Broker authorised by The Financial Services Authority reference No. 305872 has been helping people find a Mortgage or Re-Mortgage that is suited for their circumstances albeit they may have County Court Judgments (CCJ's), Defaults, Self Employed with or without Accounts, Mortgage Arrears, A Low Credit Score, First Time Buyers or people who just need help or some advice.

We can not promise you a Mortgage BUT we will listen no matter what your circumstances are.

SOLVING YOUR MORTGAGE PROBLEM SIMPLY

ABBEY FINANCE

0845-4567-847

Just click here to fill out our simple on line Mortgage Enquiry Form, it will only take a few moments.

enquiries@abbeyfinance.biz

Actual rate available depends on circumstances ask for personalised illustration. The overall cost for comparison is 7.9% APR. Our representative fee charged is 1.25% of amount borrowed. APR variable and based on a usual case.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE